Reply #1: Most of this I don't know either [View All]

[Squeech]

But I do know why there aren't many companies that market medical insurance in the state-- it's because of auto insurance. Because the state regulates auto insurance severely (and because our drivers have a reputation for recklessness, occasionally deserved), many companies don't want to sell auto insurance. Massachusetts' response is, fine, if you don't want to insure our drivers, you can't write any other kind of business here either.

There are unintended consequences of this idea, one of which is that I have a job doing computer programming that supports the Division of Insurance in its analysis of the Massachusetts auto insurance market. It's not real interesting, but it pays good...