Reply #44: CA does have plan [View All]

[kineneb]

for the self-employed, but it is so expensive and is for catastrophic use only. The "middle class" insured by it are on their own for regular medical expenses.

This is a case where it actually pays to be really poor. If a family needs medical care for a child, it does not pay to work (or at least earn much). Medi-Cal will cover poor children of working families, up to a certain income level.

Sad to say it, but that family is probably screwed. If they want medical help for their child, they need to dump their assets, now. Sell the house, declare bankruptcy, quit work. That is the only way they will be able to "afford" medical care for their child.

Been there, done that. Was not fun, but Hubby has really good medical care now.