Reply #142: Don't get me wrong, [View All]

[hippywife]

I think credit cards are the source of many of the problems people find themselves in. We choose not to used them except for a Lowe's card we are using to finish our house out. You know, no payments, no interest for a year. And we do manage to get it paid off reasonably quickly. But if someone can use them responsibly, I have no problem with them. We choose not to have them because of the really lousy care these companies exercise in protecting people's information, like selling it to people they shouldn't, losing data, or being hacked. They don't do their due diligence, so we don't trust them with our business.

That being said, some people have no business having credit cards. It took me forever to even get one when I was younger because I had no established credit history at the time. Now they hand them out like crazy and to folks who have never exhibited they are responsible enough to handle them because they (the credit companies) have built the better mouse trap. There needs to be some serious legislation to hold them responsible for being so lax so they can earn more money off of fees.

Anyway, you might want to nix the "living under the bridge" talk, the rabble around here might start accusing you of being a troll next! LOL :hi: