Reply #37: the match is just gravy [View All]

[Lance_Boyle]

the real benefit is being able to set aside your retirement dollars pre-tax.

That said, I have a few gripes about the matching programs, too. My employer recently sent out a postcard detailing its match rates for 2009. They'll contribute 8% of salary up to $50K, and 16% of salary above that amount*. The rich get richer, indeed.

* numbers are made-up, but the ratio is right.