Reply #16: You're right [View All]

[Ashaman]

Just because you now own your SS money, it doesnt mean you have to put them all in high risk stocks. Heck, even buying bonds and get that 4-5% guarantee return year after year is probably better than the SS amount you'll get at the end anyway. Plus, there's the benefit of knowing all that money you have is still yours and not relying on something that may not even be there when you retire. Can anyone say with certainty that the SS program will still be in existence 30-40 years from now??