Reply #90: But Don't You Feel It's Gotten MUCH WORSE?? I'm A Boomer & HAVE Seen [View All]

[ChiciB1]

some scary things that went on back in the 70's, but we DID have "some" voice it seems. Now, I'm at a point in my life where I feel "ignored" at best, but incapable of making ANY TYPE OF CHANGE or DIFFERENCE!!!

This HCR looks to be a travesty for too many people, and I as one who's husband was a Union worker had some good benefits, one which included a reasonable health care plan. He retired early so we could care for his mother and was entered into the "retiree" plan, so I wonder what changes will be coming down the pike.

Right now it's a Humana PPO, but we still have no choice about doctors and I'm finding more and more doctors NOT WANTING to take our insurance because of low re-payment rates!

One of my doctors, who is older and can probably retire, now has decided to NOT TAKE ANY insurance at all, so I have to pay his fee for my medications when I see him, and then file my own insurance claim for re-reimbursement. Just to see him for medications (nothing more) costs $90.00 which isn't that much, but my re-reimbursement was $38.14. Out of network my contract says 80%, but in fact it's NOT REALLY THAT! But this is for monthly medications that I MUST see him for because I take Klonopin which is a controlled substance! He once wrote for a 3 month supply, but no longer can do so because of DEA restrictions! I see him for all of 5 to 7 minutes each month!

And I have better insurance than many I know of! This just seems wacky to me! And now I wonder what OTHER restrictions will come down the pike!!