Working for the HC insurance industry in any capacity makes you an evildoer! [View All]

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It should be open season on shaming anyone working for a health insurance company. We need to act like real consumer activists because we can't depend on our leaders to work for our interests. As consumers of health insurance, we are being cheated, ripped off and deceived. Public opinion is a mighty powerful weapon. All the workers who earn a paycheck from the HC Insurance industry need to be given the message loud and clear that they are managing our premiums, not their profits. They don't like that idea, show them the direction to the unemployment office. They should be treated like the worst form of conmen and women on a personal level every single day just for working in the industry. No less than the brokers at Enron or Bernie Madoff. Make every one of them ashamed to ever even mention what they do for a living. Why are we giving these bloodsucking leeches a free pass to play with our health and pocket our money? Why aren't we making them ashamed and afraid to tell us where they work, what they do for a living? I will never have a conversation with one ever again without telling them what worthless vermin they are. When they deny my claims, they will be cursed in old fashioned Irish terms. The banshees from hell will be released. Deny coverage and I will curse you to the tips of your combovers, to the ends of your incredibly small dicks. And I curse you and yours to suffer the same diseases as those you deny coverage to. Tenfold.

Because you have proven that in order to make a living, you are willing to watch others die in a callous and unconscionable manner. You feed off the misery of others. I will even break Godwin's rule here and equate them to the Jewish Ghetto Police in WW2 who were used by the Germans to facilitate the deportation of their fellow Jews to the camps. They were just trying to feed their families too. But they were hired by the Germans because they could be counted on to do the dirty work. I am sick to death of playing with insurance companies who recklessly disregard the health of the American workers they have been hired to protect. Because that is all they were contracted to do. Not to make huge profits by denying us coverage. Not to accumulate vast obscene profits for their own investors. Because those who pay the premiums are the stockholders in these companies. Every American denied coverage by an insurance company is entitled to demand a full refund of all premiums ever paid. They are entitled to give the insurance execs their pink slips. I would give money in support of that plan. Deny us coverage, pay a penalty. It's called acting in good faith. Fail to do it and pay an even huger penalty. That's what happens in many states in the auto insurance industry. Denying claims is not in the companies' interests. Nor in the shareholder/insured's interest either. And our interests are the only ones that should carry any weight. The execs are salarymen and need to be reminded of that fact. NOW.

A class action lawsuit would stop these practices in their tracks. So why aren't consumer advocates launching class action lawsuits? The companies are clearly acting in bad faith when they deny claims for money they already collected. This is called fraud in most industries. Even in the auto insurance industry, the law allows consumers to collect many times over on their claims if the companies are not acting in good faith. Clearly they are not at this point. Who can deny it?

I know many will say, a class action lawsuit has no chance, but look at the retired military people. Under the Clinton admin, they were all denied free medical through the government's disingenuous argument that veterans had never really been promised lifetime care. Well guess what? The retired vets sued, and they won. They have lifetime free care again. If the government is against us, let us rise and fight for ourselves. A class action lawsuit filed in a court with a jury of twelve vs. bribed members of Congress and their evil cohorts in industry. Wonder who would win?

Today, I heard on Air America that people who are calling their insurance companies to get pre-approved for routine procedures are being stalled, being told the paperwork is in the system, that new regulations are in place, etc. etc. Anything to buy time until the companies get the legislation they have paid for from Congress. Why would any of us be willing to put up with this for even another day?

It's our money and our health at stake. HC Insurance executives need to be afraid. Very afraid. We need to show them what consumer outrage looks like--a powerful weapon. I plan to aim it at the next person who tells me they work for the HC insurance industry. That person can expect to get an earful from me. They are thieves and at the very least they belong behind bars or in unemployment lines with no health coverage whatsoever for themselves or their families. Tell them that acting in a criminal manner is a pre-existing condition, and that our insurance plans don't cover that.

We took down Bush and Cheney and the evil GOP. We can take down the giants of industry and their lackey tools in Congress (and even the White House if need be) just as easily. We merely need to use the tools at our disposal. We can be our own change! And about time.

Bottom line: act in bad faith and get shunned, cursed, and sued. Give them a taste of their own costly medicine. Even generics will do at this point.