Dog breeds insurance companies don't like: [View All]

[undeterred]

I work at an insurance co and I know they have a "dangerous dog" clause in their homeowners insurance. I have no idea what they base it on, but it seems kind of crazy. Many dogs are mixed breeds and the owners have no idea what they are. And the breed of a dog is not the only predictor of agression... in fact its a weak predictor.

These are the dogs on a typical insurance company list:

Akita: A powerful dog that was originally cross-bred in Japan to hunt bears; it is now mostly used as a guard dog with police departments.

Alaskan Malamute: This dog is fierce and strong; its puppies start training sled racing as young as three to five months.

Chow Chow: This is a Chinese breed from ancient times that remains popular in China and the rest of the world today. These dogs hunt, herd, pull and protect. The puppies of this breed usually become powerful and independent dogs at a young age, so it’s best to have an experienced owner take them on.

Doberman Pinscher: Dobermans are massive dogs with quick-thinking skills that help them respond to danger quickly. These are loyal and reliable animals.

German Shepherd: Long used as escorts for police, Shepherds are known for their courage, and loyalty. They aren’t quick to quit and their sharp senses serve them well.

Pit Bull: Pit Bulls have a reputation, unfair or not, of being fighting dogs. They have a history of being selectively bred to fight other dogs and press reports of Pit Bulls attacking humans don’t help their reputation either.

Presa Canario: These animals have a powerful shape and low deep bark. Many people praise them as protective and they make excellent guard dogs.

Rottweiler: Beautiful dogs, with black coats speckled with rust-colored markings, these medium to large animals are energetic and powerful.

Siberian Husky: Actually, these are outgoing and pleasant dogs who like to run and jump and explore. Therefore, they need an owner who can stay on top of them with a fenced yard and plenty of property.

Staffordshire Bull Terrier: This is a strong-willed and powerful dog. Its immense jawline and fierce temperament means that the owner needs to be in control and experienced.

Wolf Hybrid: This is an unpredictable breed. Wolf Hybrids are dangerous, often carry rabies and are also illegal in some states.

http://www.billsavings.com/insurance/homeowners/do-certain-dog-breeds-raise-your-homeowners-insurance.asp