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Reply #104: The key word is HIGHLY REGULATED in ways that Americans can't even imagine [View All]

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Home » Discuss » General Discussion: Presidency Donate to DU
Lydia Leftcoast Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 12:33 PM
Response to Reply #26
104. The key word is HIGHLY REGULATED in ways that Americans can't even imagine
Japan has private insurance AND a public option.

The premiums are based solely on income, not on age or state of health.

There are no deductibles, although there are modest co-pays.

If your co-pays reach a certain threshold, you can apply for a refund from the government.

If you suffer a catastrophic condition, the government picks up the full tab.

On one of my visits, I saw a state-of-the-art rehab hospital located on the campus of a health sciences university. The patients had had strokes or degenerative diseases, been in car accidents, etc. I asked who paid for their treatment, and my guide responded that almost all the patients were covered in full by the government because their conditions were regarded as catastrophic.
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