Reply #56: Any one of those people are one accident or health emergency away [View All]

[Ikonoklast]

from total financial disaster, unless they are all massively independently wealthy.

Yes, they are gaming the system by betting they will never have a major health emergency that will financially devastate them and their families, throwing their unpaid incurred costs onto the rest of us either through higher premiums or taxes.

They also assume their current financial condition will remain the status quo, into the future.

It won't.

Unless extremely lucky, over time, it will change.

The folly of youth.