Reply #57: People didn't work ten to twelve hours a day, over five days a week, [View All]

[Missy Vixen]

in your little utopia. Most families had a stay-at-home parent (typically Mom; I remember going to the bank with her,) to withdraw money once a week. It's tough to go to the bank for those "banking needs" when you're coming home from work at 7 PM or later. MOST merchants took checks as well.

>So for all you excuse-makers who think it is just too inconvenient to have a few bucks for your little purchases, get real.<

Our credit union is fifteen miles from home. I haven't been to an ATM in probably three months. The only available banking option in a fifteen-mile radius of our house is a BANK, and I'm through with them. Those who carry cash on their persons end up spending a lot more than they would if they pay for items with a convenient debit card. Merchants have also appreciated the ability to operate cashless; it's protection from robberies and guarantees they're not taking the risks they do with paper checks.

I predict a loud and long outcry from Apple, Starbucks, McDonald's, Amazon.com, and thousands of other merchants who depend on less-than-$5 transactions.