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Dial H For Hero

(2,971 posts)

22. 17. I'm a points hacker, and I open cards to get the signup bonuses.

Sun Jul 4, 2021, 07:43 PM

Jul 2021

This enables me to fly internationally in business (and occassionally first) class around three times per year. The hotel credit cards also enable me to quite frequently stay for free.

I'm flying to Thailand a month from now. I'll be in the Qatar Airlines Q-Suite all the way from Atlanta to Doha to Phuket. Once there, I'll stay at the Hilton for 8 nights. I have Diamond status, so I'll get a free room upgrade and free breakfast every day. A quick flight to Hong Kong connects me to a British Airways flight (business class), and I'll stay in London for a few days (Hilton again) and catch a couple of shows (Sutton Foster in Anything Goes!). Take the Chunnel to Paris, stay 5 nights (Holiday Inn). Fly to JFK on Swiss Air, connecting through Zurich (business class again). Stay overnight in NYC, hop on Delta (1st class) to get home.

Total cost for all hotels: $0 and a bunch of points.
Total cost for all airfare: About $800 (tax, fuel surcharges) and a bunch of points.

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How many credit cards do you have? [View all] brooklynite Jul 2021 OP

This thread is useless without PIN numbers included. Solly Mack Jul 2021 #1

Fair point, but the Nigerian bank I'm in touch with says not to reveal it... brooklynite Jul 2021 #3

Ha! Well played. Solly Mack Jul 2021 #4

I have 4 that I only use for balance transfers when they are offered. yellowdogintexas Jul 2021 #2

I work in finance, at least for the next 5 days until my new job on the 12th. Jedi Guy Jul 2021 #5

2 cards with a 820 fico SYFROYH Jul 2021 #6

I've lost track, but only one has a balance and that's paid off in full every month. Most are Vinca Jul 2021 #7

Your credit utilization dropped so your score did as well. Jedi Guy Jul 2021 #10

Thanks. I appreciate the information. Never thought I'd be penalized by the credit reporting Vinca Jul 2021 #34

You're welcome! Jedi Guy Jul 2021 #35

I have one just for priority boarding on United liberal N proud Jul 2021 #8

Two debit bank cards. Scottie Mom Jul 2021 #9

Just One ProfessorGAC Jul 2021 #11

I don't believe the number of cards is all that important. tritsofme Jul 2021 #12

About 5 or 6. roamer65 Jul 2021 #13

I have two cards... I never use one, and the other is paid off monthly... secondwind Jul 2021 #14

2 cards, both of which I use regularly Mr. Ected Jul 2021 #15

Four KentuckyWoman Jul 2021 #16

Here is a smart person. roamer65 Jul 2021 #17

4 cards DetroitLegalBeagle Jul 2021 #18

We use one cash back credit card to buy just about everything marie999 Jul 2021 #19

I've never had one. Debt free for the last 25 years. BluesRunTheGame Jul 2021 #20

Just two cards. Tomconroy Jul 2021 #21

17. I'm a points hacker, and I open cards to get the signup bonuses. Dial H For Hero Jul 2021 #22

Can you explain how I can become you? Tomconroy Jul 2021 #23

HA!!!! MyOwnPeace Jul 2021 #24

I have 8 of them. DenaliDemocrat Jul 2021 #25

Same card, since 1998. MerryBlooms Jul 2021 #26

Old school, just like me! Tomconroy Jul 2021 #27

I'm only 58, but yeah, super old school when it comes to finances! MerryBlooms Jul 2021 #28

Bravo! Tomconroy Jul 2021 #31

None... Mike Nelson Jul 2021 #29

I hate credit/debit cards, but have three DFW Jul 2021 #30

We have 3. One we never use and should cancel. GulfCoast66 Jul 2021 #32

Don't cancel it; it will bring your credit score down JenniferJuniper Jul 2021 #33

just got a Lowe's card scarytomcat Jul 2021 #36

Credit cards are a threat to democracy. Roisin Ni Fiachra Jul 2021 #37

Making them illegal would be absurd. Dial H For Hero Jul 2021 #40

Mine are all small limit and mostly store cards Marrah_Goodman Jul 2021 #38

Two credit cards Norbert Jul 2021 #39

I have two and my H has two. Raftergirl Jul 2021 #41

I get "free stuff" from LLBean if I use their MasgterCard. I use it to order stuff. I fine it useful CTyankee Jul 2021 #42

I would never give out this kind of info on the internet. milestogo Jul 2021 #43

I have eight credit cards PlanetBev Jul 2021 #44