General Discussion

Happy Hoosier

(9,689 posts)

68. I hope this is the last car I finance....

Mon Feb 26, 2024, 02:42 PM

Feb 2024

After years of faffing about, I finally have my financial house in order.

The current interest rate deal I have my eye on is 2.9%. At that rate, it makes sense to finance, since my saving can do better than that. But if rates creep back up, I'd love to be able to buy for cash outright. I'm a bit aways from that yet.

Edit history

Please sign in to view edit histories.

Recommendations

1 members have recommended this reply (displayed in chronological order):

JustAnotherGen

70 replies

= new reply since forum marked as read

Highlight:

Went shopping for a car today and I have questions [View all] maxrandb Feb 2024 OP

Dealers are still doing that? check out of state or look at Certified Pre-Owned Shellback Squid Feb 2024 #1

Slightly used like you but maybe a little less mileage! Haha. MLAA Feb 2024 #2

Carvana seems to specialize in clouded titles, stolen and flood-recovery cars. PSPS Feb 2024 #4

Good to know. Delphinus Feb 2024 #13

Thanks, didn't know that! MLAA Feb 2024 #53

My brother in law just bought a Kia maxrandb Feb 2024 #25

I bought a Kia in 2007 - best car I've ever owned. jmbar2 Feb 2024 #33

I am on my third new Kia. I fully agree. The current one has over 100K and has not seen the shop except for a brake Chainfire Feb 2024 #52

I've been noticing some really good looking KIAs on the road. MLAA Feb 2024 #54

What I like about them is that they just work. Chainfire Feb 2024 #56

Loved mine Lurker Deluxe Feb 2024 #59

Damn, that's customer service! MLAA Feb 2024 #65

I'm going to need a second car in a few years and KIA is now on the list! MLAA Feb 2024 #66

Someone sideswiped my car last year, requiring door replacement jmbar2 Feb 2024 #60

"Always be ready to walk away". Aristus Feb 2024 #67

KIA - depends where you live Jimbo S Feb 2024 #69

Tell them you'll buy it if they take that off. PSPS Feb 2024 #3

I remember in the 70s car dealers tried to get you to buy the undercoating. Supposedly to keep the car from rusting Liberal In Texas Feb 2024 #11

Threaten To Walk.... global1 Feb 2024 #18

I have time, so I can look around maxrandb Feb 2024 #28

Thats how it used to work when there was an ample supply Zeitghost Feb 2024 #39

I'm going tomorrow to turn in my Sentra. Lease is up. CTyankee Feb 2024 #5

He traded his PT Cruiser? Wow. There's one in excellent condition in our apartment complex GoneOffShore Feb 2024 #47

Lease MotownPgh Feb 2024 #57

Ya know, it doesn't look so bad now that I look at my choices. We'll get the newest model which is everything the one we CTyankee Feb 2024 #58

Maybe look at a pre-owned vehicle coming off lease but maintained by the dealer... brush Feb 2024 #6

Gouging because they can. Old Crank Feb 2024 #7

I worked at a Chevrolet dealership in '01. Mr.Bill Feb 2024 #8

I have a Camry hybrid, it is great. Now pwb Feb 2024 #9

Don't you love the hybrid?? I feel bad for people when gas prices go haywire, but I don't feel it myself. Scrivener7 Feb 2024 #12

I gave my 15 year old Civic to my niece. The car served me so well, I priced another one. Scrivener7 Feb 2024 #10

"Found a little hybrid Lexus" That's what I'm looking at also. One year old and less than a Prius... mitch96 Feb 2024 #19

I brought mine to my mechanic before I bought it. He said, "Either you buy it or I will." Scrivener7 Feb 2024 #21

?? UX250?? nt mitch96 Feb 2024 #23

No. Scrivener7 Feb 2024 #38

Cool little ride but a bit too low for these old bones. I need someting I can get out of easy and the mitch96 Feb 2024 #42

Good luck with it! Hope you're as pleased as I have been. Scrivener7 Feb 2024 #44

Sounds like we had the same car philosophy. Basic LA Feb 2024 #14

I just brought a new Hyundai Sonata hybrid kimbutgar Feb 2024 #15

My husband mentioned he spoke with a MOMFUDSKI Feb 2024 #16

Back in the good old days, only car dealers were sleazy. PufPuf23 Feb 2024 #17

I've been window shopping for a newer vehicle. Niagara Feb 2024 #20

If you can afford it just get the new car JI7 Feb 2024 #22

No idea why some people are willing to pay it redqueen Feb 2024 #24

Have never experienced that...have also never spent more than 20 minutes buying a car... brooklynite Feb 2024 #26

Tried with the Costco plan and the dealership said they add on crap to make the money they "lose" with the discount? Freethinker65 Feb 2024 #27

I don't know where you live... WarGamer Feb 2024 #29

Thanks! Good to know maxrandb Feb 2024 #30

We bought a car late last year... WarGamer Feb 2024 #32

I've owned 7 cars in my life leftieNanner Feb 2024 #31

There are a lot of used and "Certified Pre Owned" cars available TexasBushwhacker Feb 2024 #34

I remember that from the eighties Conjuay Feb 2024 #35

Don't pay it rwild1967 Feb 2024 #36

Yep. Many cars have 6 months to over a year of back inventory. Dealers are trying to fleece as much as possible. TheBlackAdder Feb 2024 #45

Yup, except for a few makes and models like the Ford Maverick, plenty of inventory obamanut2012 Feb 2024 #70

Ahhhh...the good ol' ADM/ADR A HERETIC I AM Feb 2024 #37

Some dealers are still hanging on the "market adjustments" Happy Hoosier Feb 2024 #51

Always negotiate out the door price. Happy Hoosier Feb 2024 #40

I think the way young people buy cars today is finally going to change that process maxrandb Feb 2024 #48

Yeah, I never enjoyed haggeling.... Happy Hoosier Feb 2024 #49

My husband just bought JustAnotherGen Feb 2024 #41

I used to call them "newsed" cars. Happy Hoosier Feb 2024 #50

For me - it's always a new car JustAnotherGen Feb 2024 #64

I hope this is the last car I finance.... Happy Hoosier Feb 2024 #68

I tend to keep cars for awhile, ten years plus ... cliffside Feb 2024 #43

Toyota and Toyota products are off the menu due to JCMach1 Feb 2024 #46

Edmunds.com car forums - you can get real time assistance and advice ecstatic Feb 2024 #55

Keep in mind the insurance costs. jimfields33 Feb 2024 #61

It is like how they used to charge more for Prius in some markets... JT45242 Feb 2024 #62

My only suggestion about buying a new or gently used car: Lunabell Feb 2024 #63