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SunSeeker

(51,550 posts)
3. I didn't find that at your link, but I knew about the "grandfathering."
Thu Oct 31, 2013, 10:00 AM
Oct 2013

The grandfathering of old policies only applies so long as the insurer does not make changes to them. If the insurer makes changes to them, then they are new policies that must comply with the ACA. For the new policies that don't comply with the ACA, the insurers are canceling them and steering customers to policies that do.

The reason insurers are canceling policies is because the insurers changed those policies and because of that change, now have to cancel them. If they had not changed them in any way, the policies would be grandfathered in. The ACA did not make the insurers change those policies, taking them out of the grandfathering provisions. It was a business decision by the insurers, something insureds have always been subject to.

Latest Discussions»General Discussion»All those health policy c...»Reply #3